Personal loan from Nbfc in Delhi NCR

Chintamani gives you a loan as per your need. Compare to others, who will issue a minimum loan of 1 lakh rupees whereas you need only Rs. 35000 to address a current problem. Therefore, excess amount becomes a burden/ a debt for a long period of time.

Chintamani provides loan for only one year compare to 3-6 years in case of another company. By this tenure, your principal and interest everything end up quickly. No hidden cost involved.

You can get loans starting from Rs. 40,000 up to Rs.2, 00, 000 as per your requirement and credentials for a span of one (1) year only.

If the monthly payment of any EMI is delayed for any reason, a penalty fee and penal interest might be charged by the company. Chintamani suggests all our customer’s not to default in their payment. We planned to create many loyalty programs for our old customers who avoided any defaults or cheque bounce in their past. This is because, the borrower's credit file get impacted which will restrict him / her to get any other credit in the future from any financial institution. The company in an extreme situation is eligible to take any legal action against non payment of the loan amount.

Each customer applies on the Chintamani Finlease portal will need to go through background verification and the internal credit assessment process. The assessment is based on information collected from various data sources like the application form, credit bureaus, bank statements, pay slips, verification reports, social media, etc. The above process is time bound and fully automated therefore within 2-3 days your loan amount will be disbursed based on approvals.

Yes, Chintamani provides topup services after 8 months locking period. During this procedure, you need to provide 6 months bank statements and 3 months payslips only.

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