Are you ready to make your Dreams a Reality? At Chintamani Finlease, we're here to support Self-Employed individuals like you with attractive Interest Rates on Personal Loans. Say goodbye to Financial worries and hello to Hassle-free Funding tailored to your unique needs. Let's embark on this journey together, empowering you to achieve your goals and take your Business to new heights! Top of Form

In the ever-evolving landscape of Personal Finance, Self-employed individuals often find themselves in need of funds for various reasons, be it expanding their Business, handling unexpected Expenses, or Pursuing Personal goals. Chintamani Finlease, a trusted name in the Financial Industry, offers tailored Personal Loan solutions to meet the unique needs of Self-employed Individuals.

 

Documents Required (for Self-employed Individuals)

  • Last Three-years Income Tax Return.
  • Last Three-months Bank Statement.
  • KYC Documents 
  • Utility Bill or Rent Agreement 

 

Eligibility Criteria

Before Applying for a Loan, you must check Over the following Qualifying Criteria:

Eligibility CriteriaDetails
Age18 Years and Above
Employment typeSelf-employed
Minimum Net IncomeRs. 30,000/-
Work ExperienceSelf-Employed: Business Tenure of at Least 3 Years.

 

The Benefits of Applying for a Personal Loan for Self  Employed with Chintamani Finlease.

  1. No Collateral is Required: The benefit associated with an Online Personal Loan for Self-employed is that it is Unsecured in Nature.
  2. Low CIBIL Funding: Chintamani Finlease demonstrates its willingness to be a faithful friend to all of its customers, Promising not to abandon them in their time of need by providing Loans to those with poor CIBIL Scores.
  3. Minimum Paperwork: The Verification and Documentation Procedure has become more efficient, with only a few Documents Required for Approval.
  4. Easy and Quick Approval: The procedure has gone digital, which has resulted in a reduction in Verification time.
  5. Multipurpose in Nature. : It is multifunctional and used for various Purposes except for Investing and Criminal Activities.
  6. Fast Assistance: Personal Loan for Self-employed Approval is a Quick and Hassle-free procedure. For any questions, concerns, or feedback, please contact us at info@chintamanifinlease.com.
  7. Customer Needs at the Forefront: We aim to provide you with the most personalized experience by handpicking Personal Loan for Self-employed Options based on client profiles. All of our services are provided at no cost to our consumers.
  8. Trust and Reliability: With years of experience in the Financial Industry, Chintamani Finlease has earned a Reputation for Trust and Reliability. Count on us to provide you with dependable Financial Solutions that meet your needs and exceed your expectations. 
  9. Security and Confidentiality: We prioritize the Security and Confidentiality of your Personal Information. Rest Assured that your Data is Safe with us, and we follow to Strict Privacy Standards to Protect your Privacy.

 

Frequently Asked Question (FAQ)

  1. What documents are required for self-employed individuals to apply for a personal loan? 
    Self-employed applicants need to provide the last three years' Income Tax Returns (ITRs), three months' bank statements, KYC documents, and proof of address like an electricity bill or rent agreement.
  2. Do I need to provide collateral for a personal loan with Chintamani Finlease?
    No, Chintamani Finlease offers unsecured personal loans for self-employed individuals, meaning no collateral is required.
  3. Can individuals with a low CIBIL score still apply for a personal loan?
    Yes, Chintamani Finlease provides personal loans even to those with low CIBIL scores, offering support to customers in need of financial assistance.
  4. How long does it take for a personal loan application to be approved?
    The approval process is quick and hassle-free, thanks to a digital verification system that reduces documentation and processing time.
  5. What are the eligibility criteria for self-employed individuals?
    Self-employed applicants must be at least 18 years old, have a business tenure of at least 3 years, and meet the minimum net income requirement of Rs. 30,000 per month.